Our Story
Mbt Capital One Inc. was founded in 2007 as an independent commercial lending and investment firm based in Richmond Hill, Ontario. The founders, veterans of the Canadian commercial banking industry, identified a persistent gap in the market for flexible, relationship-driven capital solutions for mid-market businesses that had outgrown the capacity of community lenders but did not fit the rigid credit boxes of large institutional banks. Starting with a single office and a small portfolio of private capital, the firm grew steadily through referrals and repeat transactions from satisfied clients across the Greater Toronto Area.
Today, MBT Capital employs 32 professionals across its lending, underwriting, portfolio management, and advisory divisions. The firm has closed over 600 financing transactions representing more than CAD 450 million in total capital deployed across 525 client relationships. Our capital sources have expanded from proprietary balance sheet lending to include institutional mandates, syndication partnerships with major Canadian banks, and a private credit fund that provides mezzanine and structured debt to mid-market borrowers. Despite this growth, we maintain the same underwriting rigour and relationship focus that defined the firms early years.
Our team includes experienced professionals with backgrounds in commercial banking at RBC, TD, and BMO, private equity and principal investing, corporate law, and public accounting. This diversity of experience allows us to evaluate financing opportunities from multiple perspectives and structure transactions that balance borrower objectives with prudent risk management. Every transaction is reviewed by a credit committee comprising senior professionals who collectively possess over 150 years of commercial lending experience across multiple economic cycles.